How to Apply for Affordable Housing in Chicago
Applying for affordable housing in Chicago—whether through the ARO program or other programs—requires attention to detail. This guide walks you through each step, from gathering documents to submitting your application and tracking your status.
Step 1: Confirm Eligibility
Before you apply, check the current income limits and household requirements to make sure you qualify.
Step 2: Gather Your Documents
You will likely need:
1. Proof of Identity
Valid government-issued photo ID (Driver’s License, State ID, or Passport) for each adult household member.
Social Security cards for all household members (including children).
2. Proof of Income
You’ll need to show that your household income falls within the eligible AMI range for the unit you’re applying for. This may include:
Pay stubs (usually the most recent 3-6 months)
Bank statements (sometimes requested to verify deposits). 3 recent checking, 1 most recent savings.
Cash App, Zelle, Apple Cash, Venmo statements - most recent 3 months
For self-employed applicants:
Profit and Loss statement (year-to-date)
Business tax returns
1099 forms (if applicable)
3. Proof of Household Composition
Birth certificates for minor children (if applicable)
Custody agreements (if applicable)
Marriage certificate, if applying as a married couple
4. Proof of Residency
Current lease agreement (if renting)
Utility bills showing current address
Documentation proving relocation to Chicago (if moving from out of town)
5. Housing History (if requested)
Contact information for past landlords (usually last 2-3 years)
Rental payment history
Eviction history (if applicable)
6. Additional Documentation (if applicable)
Proof of disability (if applying for accessible units)
Documentation for any additional income sources (child support, alimony, SSI, etc.)
Section 8 voucher (if applicable)
Pro Tip:
It’s a good idea to create a digital folder with these documents ready to upload if you’re submitting an online application. Property managers often work on tight deadlines, so having everything organized can speed up your approval.
Photo ID and Social Security cards for all household members
Current lease or housing history
Proof of Chicago residency
Document information from the City can be found HERE.
Step 3: Find Available Units
Check the city’s affordable housing ARO apartment listings, to see what’s open for applications.
Step 4: Submit Your Application
Applications can often be submitted online, directly to the property manager or housing authority. Be sure to follow deadlines closely.
Step 5: Wait for Review & Follow Up
Once submitted, your application is reviewed for eligibility. You may be asked to provide additional documents.