Who Qualifies for Affordable Housing in Chicago?

Before applying for affordable housing ARO apartments in Chicago, it’s important to understand eligibility requirements to determine if you qualify. The city sets income limits based on the Area Median Income (AMI), which vary depending on household size, income level, and the specific housing program. Understanding these requirements is crucial for securing a spot in one of Chicago’s affordable housing units.

Current Eligibility Requirements (2025)

To qualify for ARO affordable housing in Chicago, applicants must meet the following criteria:

✅ Income Limits: Household income must fall within the approved range, typically between 30% and 80% of AMI. Find the AMI CHART HERE: CHICAGO AMI AND INCOME LIMIT CHART
✅ Residency: Applicants must be a current resident of Chicago or planning to move within city limits.
✅ Household Size: Eligibility is based on household size, which determines the income threshold for each unit.
✅ Affordability Guidelines: Under Chicago’s Affordable Requirements Ordinance (ARO), a household’s rent and non-optional charges (such as utility packages) cannot exceed 40% of their gross income.

2025 Income Limits for ARO Apartments

💡 Note: These income limits change annually, so it’s essential to check for updates before applying.

By staying informed on these Chicago affordable housing requirements, you can better navigate the application process and increase your chances of securing an ARO apartment or another affordable housing opportunity in the city. Explore more options and find available units today!